BitInsight
BitInsight

PoS Staking Basics

2026-01-297 min read read

What is Staking

Staking is depositing tokens to a PoS (Proof of Stake) blockchain to contribute to network security and earn rewards. It's similar to bank deposit interest, but differs in that you directly participate in blockchain operations.

Core concepts:

  • Token deposit: Lock tokens for a period
  • Network security: Contribute to block creation and validation
  • Reward collection: Receive token rewards based on contribution

PoW vs PoS

Proof of Work

The method used by Bitcoin.

  • Mining: Solve mathematical problems with computers
  • Cost: Electricity, hardware
  • Security: Requires 51% hashpower attack
  • Energy: Very high consumption

Proof of Stake

Used by Ethereum (2.0), Solana, Cardano, etc.

  • Staking: Deposit tokens as collateral
  • Cost: Token purchase
  • Security: Requires 51% stake attack (very expensive)
  • Energy: Low consumption (99%+ reduction)

Comparison

CategoryPoWPoS
Block creatorMinerValidator
Required resourceComputing powerStaked tokens
Energy efficiencyLowHigh
Entry barrierHardwareToken purchase
Attack costRent/build hashpowerAcquire 51% of tokens

Validators and Delegators

Validator

Validators are nodes that directly create and validate blocks.

Roles:

  • Transaction verification
  • Block proposal (Propose)
  • Vote on other blocks (Attest)
  • Maintain 24/7 online status

Requirements:

  • Minimum staking amount (Ethereum: 32 ETH)
  • Dedicated hardware/server
  • Technical operation capability
  • Continuous monitoring

Rewards:

  • Block proposal rewards
  • Attestation rewards
  • MEV (Maximal Extractable Value)

Delegator

Delegators are users who indirectly participate by delegating their tokens to validators.

Pros:

  • No or low minimum amount requirement
  • No technical knowledge needed
  • No node operation needed

Cons:

  • Pay part of rewards as validator commission
  • Responsibility for validator selection
  • Share slashing risk (varies by chain)

How Staking Works

1. Deposit

Deposit tokens to the staking contract.

  • Direct validator operation: Deposit full minimum amount
  • Delegation: Delegate to chosen validator

2. Activation

Enter activation queue after deposit.

  • Ethereum: Hours to days depending on queue
  • Other chains: Activate at epoch change

3. Validation Participation

Validator participates in block creation and validation.

  • Block proposer randomly selected
  • Other validators verify

4. Rewards

Rewards are paid for proper participation.

  • Block rewards: Newly issued tokens
  • Transaction fees: Fees paid by users
  • MEV: Transaction ordering profits

Staking by Major Chains

Ethereum

Direct staking:

  • Minimum 32 ETH (~$100,000+)
  • Must operate node yourself
  • 3-4% APY

Staking pools/services:

  • Lido, Rocket Pool, Coinbase, etc.
  • No minimum amount
  • 10-25% fee deduction

Solana

  • Minimum amount: 0.01 SOL (delegation)
  • Direct validator operation: High hardware requirements
  • 6-8% APY
  • Rewards auto-compound each epoch

Cosmos (ATOM)

  • Minimum amount: None (for delegation)
  • Choose validator and delegate
  • 15-20% APY
  • 21-day unstaking period

Cardano (ADA)

  • Minimum amount: None
  • Delegate to staking pools
  • 4-5% APY
  • Instant unstaking (rare case)

Comparison Table

ChainMinimumAPYUnstaking Period
Ethereum32 ETH (direct)3-4%~1-2 weeks
Solana0.01 SOL6-8%~2-3 days
CosmosNone15-20%21 days
CardanoNone4-5%Instant
Polkadot250 DOT+12-15%28 days

Unstaking

Unbonding Period

The waiting period between unstaking request and actually receiving tokens.

Why it's needed:

  • Network security: Prevents sudden mass withdrawals
  • Slashing enforcement: Can punish malicious behavior when discovered
  • Economic stability: Mitigates price volatility

Unbonding period by chain:

  • Ethereum: Withdrawal queue (days to weeks)
  • Cosmos: 21 days fixed
  • Polkadot: 28 days fixed
  • Solana: 2-3 days

Unstaking Strategy

Consider market conditions:

  • If sharp drop expected: Start unstaking early
  • However, no rewards during unstaking

Partial unstaking:

  • Unlock only a portion
  • Secure liquidity + maintain rewards

Slashing

Concept

Slashing is punishment for malicious or negligent behavior by validators. A portion of staked tokens is confiscated.

Slashing Reasons

Double signing:

  • Signing two blocks for the same slot
  • Most serious violation
  • Ethereum: ~1-100% slashing

Surround voting:

  • Voting that surrounds a previous vote
  • Ethereum-specific

Offline/Inactive:

  • Extended offline status
  • Light penalty (small reward deduction)

Slashing Magnitude

Violation TypeEthereumCosmos
Double signing1-100%5%
OfflineSmall deduction0.01%
Validation failureSmall deduction-

Slashing for Delegators

Varies by chain:

  • Ethereum: Delegators share slashing
  • Cosmos: Delegators share slashing
  • Cardano: No slashing for delegators

Staking Reward Structure

Reward Sources

Newly issued tokens (Inflation):

  • Protocol issues new tokens
  • Distributed to stakers
  • Non-stakers are diluted

Transaction fees:

  • Gas fees paid by users
  • Distributed to validators/stakers

MEV (Maximal Extractable Value):

  • Transaction ordering profits
  • Significant portion on Ethereum, etc.

APY vs Real Returns

Nominal APY: Raw reward rate Real returns: Accounting for inflation

10% APY but 8% token inflation? Real returns = 10% - 8% = 2%

Don't be deceived by high APY; verify token inflation.

Compounding Effect

Auto-compounding:

  • Some chains auto-restake rewards
  • Solana: Auto-compound each epoch

Manual compounding:

  • Receive rewards then restake yourself
  • Consider gas fees

Staking vs Lending

CategoryStakingDeFi Lending
PurposeNetwork securityLoan liquidity
Reward sourceToken issuance + feesBorrower interest
RiskSlashing, unbondingLiquidation, smart contract
LiquidityLow (unbonding period)High (instant withdrawal*)
APYUsually lower (3-15%)Variable (1-20%+)

*Lending may also delay withdrawal during liquidity shortage


Validator Selection Guide

Factors to Consider

1. Commission

  • Usually 5-20%
  • Too low raises sustainability questions
  • Too high reduces returns

2. Uptime

  • 99%+ recommended
  • Low uptime means reduced rewards, possible slashing

3. Slashing History

  • Check past slashing incidents
  • Repeated slashing is a warning sign

4. Stake Size

  • Too large undermines decentralization
  • Too small raises stability concerns

5. Reputation and Transparency

  • Team disclosure status
  • Community engagement

Distributed Delegation

Don't put all eggs in one basket:

  • Distribute across 3-5 validators
  • Diversify slashing risk
  • Contribute to decentralization

Getting Started with Staking

1. Prepare Wallet

Chain-compatible wallets:

  • Ethereum: MetaMask, Ledger
  • Solana: Phantom, Solflare
  • Cosmos: Keplr, Cosmostation

2. Acquire Tokens

Buy from exchange and transfer to wallet.

3. Choose Staking Method

Direct staking:

  • Operate validator (technical)
  • Highest returns

Delegation:

  • Choose validator and delegate
  • Simple, commission applies

Liquid staking:

  • Use protocols like Lido
  • Maintain liquidity (detailed in next article)

4. Select Validator

Choose carefully using the above guide.

5. Execute Staking

Approve staking transaction in wallet.


Risk Summary

RiskDescriptionMitigation
SlashingValidator penaltyReputable validators, diversification
Unbonding periodLack of liquidityPartial staking, liquid staking
Opportunity costCan't sell during price dropConsider market conditions
InflationReduced real returnsCalculate real APY
Validator riskOperation shutdownDistributed delegation

Summary

PoS staking is depositing tokens to contribute to network security and earn rewards. Validators directly create blocks, while delegators indirectly participate by delegating tokens to validators. Rewards consist of new token issuance and transaction fees, and slashing is punishment for malicious behavior. Since tokens are locked during the unbonding period, liquidity must be considered, and distributing delegation across multiple validators is safer.

Next article: Liquid Staking - Stake and Use DeFi at the Same Time?